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калькулятор·Обновлено 2026-11-07

Donation Fee Calculator for Streamers New

See what you actually keep from a tip after platform, PayPal or card, and payout fees. Compare Streamlabs, StreamElements, Ko-fi, Buy Me a Coffee and YouTube Super Chat side by side, or work backwards to the amount to ask for.

Fees as of 2026-11-07 · each rate linked to the provider's own page · Client-side

Tip → what you keep

USD
Fee options
PayPal rate
Ko-fi plan
%
%
You keep from a $10.00 tip
$9.16
Streamlabs tip via PayPal: 0% platform + PayPal 3.49% + $0.49. Fees take 8.4% of the tip.
Payment processing
$0.84
Total fees
$0.84

Fees as of 2026-11-07, source: Streamlabs: no cut of tips and PayPal US merchant fees.

Assumes a US PayPal / Stripe account (PayPal's fixed fee follows the currency received: $0.49, €0.39, £0.39, C$0.59, A$0.59). Stripe, Streamlabs card and Buy Me a Coffee state their fixed fee in USD only, so they show only for USD. Streamlabs says its card fee varies by country of streamer and donor. PayPal's conversion spread is 3% for most transactions; its page lists 4% for paying for goods or services in a currency other than the listed one. Bank conversion fees, chargebacks and refunds are not included.

Side by side · $10.00 tip

MethodFeesYou keepFee %Ask to keep $10.00Источник
$0.84$9.168.4%$10.872026-11-07
keeps most$0.64$9.366.4%$10.662026-11-07
$0.84$9.168.4%$10.872026-11-07
$1.34$8.6613.4%$11.472026-11-07
$1.09$8.9110.9%$11.192026-11-07
$1.13$8.8711.3%$11.242026-11-07
$3.00$7.0030.0%$14.292026-11-07
Twitch Bits No official per-Bit payout found on 2026-11-07. Use the Twitch Bits calculator.
Kick KICKs Kick's KICKs guide does not publish a payout rate, so it is left out.

Monthly tips

USD
Streamlabs + PayPal
$274.83
$25.17 fees
Streamlabs card
$280.89
$19.11 fees
StreamElements + PayPal
$274.83
$25.17 fees
Ko-fi + PayPal
$259.83
$40.17 fees
Ko-fi + Stripe
$267.30
$32.70 fees
Buy Me a Coffee
$265.96
$34.04 fees
Super Chat
$210.00
$90.00 fees

Monthly gross: $300.00. Per-tip fixed fees add up, so many small tips lose a bigger share than a few large ones. Streamlabs card withdrawal fee is counted once for the month (capped at $10).

A $10.00 tip via Streamlabs tip via PayPal leaves $9.16 after $0.84 in fees (as of 2026-11-07) — Streamrise donation fee calculator.
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How to use the donation fee calculator

  1. Pick the tip method your viewers use and the currency you receive.
  2. Enter the tip, or switch to "Amount to ask for" and enter what you want to keep.
  3. Tick the options that apply: a tipper abroad, a tip in another currency, your PayPal rate, your Ko-fi plan.
  4. Read the breakdown (platform, processing, payout), then compare every method in the table below.

What you keep from common tip amounts (USD)

Calculated with your current options. "—" means the method is shown for USD only.

TipStreamlabs + PayPalStreamlabs cardStreamElements + PayPalKo-fi + PayPalKo-fi + StripeBuy Me a CoffeeSuper Chat
$1.00$0.48$0.67$0.48$0.43$0.62$0.62$0.70
$2.00$1.44$1.63$1.44$1.34$1.54$1.53$1.40
$5.00$4.34$4.53$4.34$4.09$4.31$4.28$3.50
$10.00$9.16$9.36$9.16$8.66$8.91$8.87$7.00
$20.00$18.81$19.02$18.81$17.81$18.12$18.03$14.00
$50.00$47.77$48.01$47.77$45.27$45.75$45.52$35.00
$100.00$96.02$96.32$96.02$91.02$91.80$91.34$70.00

Fee sources (checked 2026-11-07)

  • PayPal (US): PayPal Checkout 3.49% + fixed fee; Donate button and Checkout for Donations 2.89% + fixed fee; +1.5% for international transactions; currency conversion spread 3.00% for all other transactions (4.00% when paying for goods or services in a currency other than the listed one); fixed fee $0.49 / €0.39 / £0.39 / C$0.59 / A$0.59. PayPal merchant fees (page last updated November 4, 2026).
  • Stripe (US): 2.9% + 30¢ for domestic cards, +1.5% for international cards, +1% if currency conversion is required. Stripe pricing.
  • Streamlabs: no cut of tips; card tips 2.9% + $0.30 (varies by country of streamer and donor), +2% currency exchange, 0.5% withdrawal fee (max $10 a month). Streamlabs tipping, card-tipping FAQ.
  • StreamElements: no cut of tips; PayPal's own fees apply. Tipping Overview. SE.Pay fees are only shown inside the logged-in dashboard, so SE.Pay is not included.
  • Ko-fi: new creators start with all of Ko-fi unlocked (Standard, 5% on one-time tips); opting out to Free makes one-time tips 0%; PayPal or Stripe fees on top. Does Ko-fi take a fee?
  • Buy Me a Coffee: 5% platform fee, Stripe 2.9% + $0.30, 0.5% payout processing, +1% outside the US. How to calculate charges.
  • YouTube Super Chat: creators receive 70% after local sales tax and iOS App Store fees; card fees covered by YouTube. YouTube Help.

Fees change. If a provider's page shows a different number from the one above, trust the provider's page.

Частые вопросы · методология и оговорки

Частые вопросы.

Результаты калькулятора — оценочные. В каждом вопросе ниже указаны исходные данные и заложенные допущения.

How much does Streamlabs take from donations?
Streamlabs itself takes nothing: its tipping page says "Tipping through Streamlabs is completely free" and you keep 100% minus standard processing fees. For PayPal tips the PayPal fee applies (the calculator uses PayPal US commercial rates: 3.49% + $0.49 for PayPal Checkout). For card tips Streamlabs' FAQ lists 2.9% + $0.30, a 2% currency-exchange fee when the donor pays in another currency, and a 0.5% withdrawal fee (never more than $10 a month).
Which PayPal fee applies to a stream tip?
PayPal's US fee page lists 3.49% + a fixed fee for PayPal Checkout and 2.89% + a fixed fee for its Donate button / Checkout for Donations products, plus 1.5% when the tipper is in another country. Which one your tips are charged at depends on how the tip page sends the payment, so the calculator lets you switch between the two rates. Check a real tip in your PayPal activity to see which one you get.
Does Ko-fi take a cut of tips?
Ko-fi says new creators now start with all of Ko-fi unlocked from day one, which is its Standard mode: a 5% fee on one-time tips. You can opt out (Settings, Payment) to the Free mode, where one-time tips have a 0% Ko-fi fee. The calculator starts on Standard; switch the Ko-fi plan if you opted out. In both cases your PayPal or Stripe fee still applies on top, and the calculator includes it.
How much does Buy Me a Coffee take?
Buy Me a Coffee's help centre lists a 5% platform fee, Stripe's 2.9% + $0.30 processing fee and a 0.5% payout processing fee, plus 1% for transactions from outside the US. The calculator adds all of them.
How much of a YouTube Super Chat does the streamer get?
YouTube says creators receive 70% of Supers revenue, calculated after local sales tax (and Apple App Store fees for purchases made on iOS), and that YouTube currently covers card fees. Enter the sales-tax rate included in the price if you know it; iOS store fees are not modelled.
Why are Twitch Bits and Kick KICKs not in the comparison?
We only include a method when its payout is published on an official page we could check. On 2026-11-07 neither Twitch's agreement nor its Bits help article stated a per-Bit payout, and Kick's KICKs guide did not state a payout rate. For Bits, our Twitch Bits calculator covers the conversion in detail.
How do I make sure I receive an exact amount?
Switch to "Amount to ask for", enter what you want to keep, and the calculator works out the smallest tip, rounded up to the cent, that leaves at least that much after every fee for the chosen method. The comparison table also shows the amount to ask for on every method side by side.

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